OUR EXPERTISE
Brokers
Single-Family Residential
Multi-Family Residential
Mixed-Use
Industrial
Blanketing & Portfolios
Breakwater Financial looks to achieve and invest in the following criteria on behalf of it’s investor(s)
Eligibility Requirements
- 1st mortgages only
- Max LTV of 65%
- Target annual interest rate starting at 10% (Lender Fee is deal specific; minimum of 1%)
- Deal specific factors include LTV, credit score and transaction timing
- Personal guarantee(s) required
- Independent appraisal from an AACI accredited firm required (Ask about Breakwater’s Preferred List)
- Preferred transaction term of 12 months (Flexible terms possible dependent on deal parameters)
Our Investors will not consider
- Properties in rural markets
- Farmland
- Properties with environmental contamination
- Construction loans
MARKETS
Where We Lend
Breakwater Financial, on behalf of our investor(s) prefer to lend in urban and suburban markets within Southern Ontario
Primary
Secondary
