Breakwaters are structures constructed to act as a barrier to break a wave prior to it reaching the shoreline, resulting in calm waters and shoreline protection. Like a Breakwater structure, our team of reliable and experienced mortgage professionals are out front and readily available to work with you and provide flexible solutions.
We provide fair value, a fast response and a consistent approach to the entire mortgage administration process. What makes us unique is our ability to administer funds primarily through a single-source lender.
"Breakwater Financial is a strong ally in the equity lending space. They are a pleasure to work with, come up with common sense solutions that work for our clients, and are reliable and quick to get things done. I would strongly recommend adding Breakwater to your list of trusted lenders as they're my first choice for alternative equity lending."
"I was the first member of our team to experience how truly amazing Breakwater Financial is to deal with. My deal was very complex, many other lenders had a hard time wrapping their heads around it. Reid was so approachable and easy to deal with. He was always communicating and updating me along the way. Our deal closed in record time and with zero issues. After the closing, Reid reached out to both myself and our client to thank us for our business. The fees, rates and terms are fair. Since my first deal with Breakwater Financial, Reid and I have talked thru many deals which have either turned into new deals or referrals. I look forward to working for many more years together with Reid and Breakwater Financial."
DLC Forest City Funding
"I have dealt with Reid and the team at Breakwater Financial on numerous occasions. They respond to my inquiries and requests immediately and are always a pleasure to work with. I would definitely recommend using Breakwater Financial for anyone looking for a private mortgage."
Private Money 4 Mortgages
"The Breakwater Financial team has immense market knowledge not only in the GTA but in other, up and coming communities. They do a thorough job at assessing overall risk and price accordingly. The team is always there to pick up my phone calls or answer any questions and will do whatever they can to make a deal work. I would highly recommend Breakwater Financial."
"My experience in working with Reid Quan has been exceptional. Reid is not only a pleasure to work with, he is helpful, client focused and goes the extra mile to try to get the file done."
Mortgage District Inc.
"I have been dealing with Breakwater Financial for quite some time now. They are a great option for lower LTV deals and can be very flexible when it comes to the terms. Theycan fund deals quickly and usually get a yes or no answer within a day. My experience has been great!"
Our focus is on Single-Family, Multi-Family, Mixed-Use and Industrial property transactions.
We also support real-estate investors and their portfolios.
WHO WE ARE
CHIEF OF STAFF
April Cotton,CPA, CA
DIRECTOR, BUSINESS DEVELOPMENT & REAL ESTATE
DIRECTOR, BUSINESS ADMINISTRATION